Considering making a business loan to someone you know? It’s a decision that mixes money, relationships and a business venture, and shouldn’t be taken lightly. But the truth is that many entrepreneurs count on friends and family money. And, many proud private lenders stand behind them, cheering them on. Here are a few of the reasons to go ahead, with us on board to help.

Protect your relationship

We’ll manage your loan and all the details that come with it, so you won’t need to talk business with your borrower, unless you want to. We know enough to keep a low profile when the loan is proceeding swimmingly, but we’ll step up if the borrower falls behind. Plus, we can plan, change, structure or restructure your loan—keeping it, and your relationship, on track.

Make Money

Have you seen business loan or credit rates? You can charge an interest rate that is greater that you might earn in a comparable financial investment, and there’s a good chance it will still be less than your borrower would pay to a bank. We believe this is what’s referred to as a win-win situation. Just make sure the rate you charge reflects the risk you feel in lending the money. Remember, you are the bank.

You'll be in control

When you’re the lender, many things are possible. If your borrower hits a hard stretch where cash is tight, it’s easy to move a payment to the end of the schedule or forgive it altogether. After all, it’s your money. You are the boss. A nice one, for sure. But still the boss.