For each state listed below, you will find the legally mandated maximum interest rate, often referred to as the "usury limit". This rate is the legal limit that a lender and a borrower may contract for in each state. When setting up a loan, make sure you check the usury limit in your state in order to choose an interest rate within legal limits. An interest rate that exceeds this limit might affect the legal enforceability of your loan agreement. more...

Choose a State from the drop down menu or from the map below.