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You're a student. You want the lowest possible interest rate when you borrow for your education. Smart. Well you came to the right place. We've taken our social lending service and tailored it just for this purpose.


 

 


You borrow money from a friend or family member. You use the money to pay for school. You then pay the money back in regular installments to your lender through Virgin Money.

For $299, Virgin Money Student Payback can be used to add up to 10 separate loans to the original note (between the same borrower and lender) and combine it all into one payment once repayment begins. And for those who know they will only borrow once, we offer a single-use version for $199.




Chances are your lender will agree to a great, below-market interest rate, flexible terms and a crash course in borrowing 101... compliments of a loved one. The lender gets to help out in a way that protects both their money and their relationship. It's a win-win.




You have to find your own lender. Which means you have to approach someone you know and ask him or her to lend you money. But, hey, people do it every day. If you need help, give us a call at 1-800-805-2472.




When it comes to borrowing money from a friend or family member, you’re in the driver’s seat. But we’ll be riding shotgun. We can act as a neutral third party, settle any awkward disputes, facilitate repayments, provide customer service, and provide reports for accounting and tax purposes.

Features & Pricing

Don't have the money to lend? Then take out a loan yourself and use that money to pay the tuition. Then get repaid by the student with Virgin Money Student Payback.
Learn more


No problem. Our basics section has all the informa-
tion you need to get the ball rolling. If you're still
confused, you can always call us.


No such thing as a silly question.
800.805.2472
Monday through Friday, 9am - 7pm ET




Save big by using Virgin Money to blend loans from your friends and family, from Uncle Sam, or from other low-cost sources.

Mix your own money-saving smoothie
 
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