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Overview | Features & Pricing | Getting Started

Documents the amount to be repaid, at the terms you pick. Once repayment is underway, loan servicing (at $9 per payment) includes email reminders, friendly phone calls if payments are missed, monthly statements and year-end reports.

Most students borrow every year they’re in school. So for one price we’ll let you use Virgin Money Student Payback throughout your schooling*. Just let us know of up to 10 additional loans you want to add and we'll combine it into one payment at no extra cost.

You also get:
• Legal promissory note
• A customized payment schedule
• An accuracy review
• An optional e-signature
• Document storage
• Loan servicing, including electronic
  fund transfers
• Brilliant customer support


For those who know they will only borrow once, choose the single-use version of Student Payback. It has all of the same document and servicing features, but future loan amounts may not be added onto it.

*Use in situations where the borrower and the lender will remain the same. Say you’re a student. Your grandmother wants to loan you money for your first year at 0%. But your parents plan to loan you money for the remaining years to bridge the gap left after scholarships and federal loans are maxed out. Use Student Payback to manage the multiple loans you expect from your parents, year-to-year, and the $199 single-use version for the one loan your grandmother promised.

 

 




Save big by using Virgin Money to blend loans from your friends and family, from Uncle Sam, or from other low-cost sources.

Mix your own money-saving smoothie

No problem. Our basics section has all the information you need to get the ball rolling. If you're still confused, you can always call us.


No such thing as a silly question.
800.805.2472
Monday through Friday, 9am - 7pm ET
 
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