For the Lender

You’re thinking about entering into a Seller Mortgage? Big decision. Call. Tell us your story. Get a guide. We can help you determine the right fit. Here are some reasons it may be a good one.

Make money.

Our Seller Mortgage can have a high return and be a safe investment. Most seller financing agreements carry greater than market interest rates. Plus, as long as the mortgage is properly recorded, you’ll have the same protections as a bank would. A seller mortgage can also generate a steady income stream, which comes in particularly handy for retirees and others looking for recurring income.

Open up possibilities.

Offering a Seller Mortgage allows you to attract a larger pool of buyers. In many areas, rising prices have made owning a home challenging for many individuals. A flexible financing arrangement like our Seller Mortgage can accommodate buyers and properties that might otherwise struggle to secure financing.

Advantages over bank financing.

With a Seller Mortgage, you decide the value of the home, not an appraiser, all you need is a willing buyer. Seller Mortgages can also move fast, in our experience as fast as 30-45 days, since only you, your buyer and Virgin Money are involved. Finally, a Seller Mortgage is just plain simpler to do. Minimal paperwork is required because the bank—the middleman—is eliminated from the deal.