Basic Mortgage Documentation

It’s easy. If you can handle clicking your mouse, we can handle your mortgage documents and manage repayment.

Get everyone on the same page.

Our Basic Mortgage Documentation will protect your relationship and manage expectations by clearly documenting and recording your loan agreement.

For fewer grey hairs and missed payments, and easier holiday meals, check out the Full Service Mortgage Package , which includes electronic payment processing, convenient on-line access and toll-free customer support.

What You Get

Documentation Services
We provide all the documents needed to set up a private mortgage:

• Promissory Note
  This is the meat and potatoes of your private loan. It puts in writing your loan principal, your interest rate, your payment frequency, and anything else in-between. You can even choose between a fixed-rate mortgage and an adjustable-rate mortgage (ARM).

• Standard Fannie Mae Mortgage or Deed of Trust
  We’ll secure the private loan with the property being purchased or refinanced.

• Accuracy Review
  We'll review your loan documentation to ensure the terms meet state and federal regulations for usury, late fees and grace periods. In other words, we'll help you dot the i's and cross the t's.

• Mortgage Recording Services
  Virgin Money makes sure the mortgage documentation is recorded with the appropriate government office so that there is an official record to show that the private lender holds a lien on the property. This offers protection for the lender and tax benefits for the borrower.

• Basic Owner Report
  A Basic Owner Report lists the current owner and the legal property description. So you know what you’re getting. Exactly.