We’ve helped thousands of people do over $300 million in loans with their relatives and friends. Loans with relatives?! We admit it. It sounds complicated. And it must start with a ridiculously awkward conversation, right? But, we took that awkward thing and made it easy. And dare we say it? Fun.

Don’t believe us? Sign up for our Virgin Money Talk email and get to know us. We might even throw in savings on Virgin flights, records or comics one day. Because we want to spread the love. The revolution is that we’re in it for you. We want you to succeed. Here’s how.

Get More For Your Money

When you boil it down, that’s what this is all about, right? It’s about saving money and earning money. It’s about an interest rate that beats the alternatives for both of you. It’s about flexibility for the cause of successful repayment. It’s about keeping wealth in the family.

Stay close.

We know that people borrow and lend informally, and that things can get messy. That’s why we’re here. We take care of the dirty work—loan documents, payment processing, reminder emails, and year-end statements—so you don’t have to. We truly believe that we’re in it together: borrower, lender and Virgin Money.

Call the shots.

With Virgin Money loans and mortgages you’re the big cheese. You don’t have to follow the bank’s rules because, well, there is no bank. That’s what we call changing the face of money. Call it freedom. Call it control. It just feels good.

Want to get started? On this page you can get one of our guides for real estate, business or personal loans.

Better yet, call us. We love to talk about money, relationships and especially loans and mortgages.